After a DUI conviction, most states require you to file an SR-22 — a certificate of financial responsibility proving you carry minimum liability insurance.
What Is SR-22?
SR-22 is not insurance itself — it's a form your insurance company files with the state confirming you have the required coverage. If your policy lapses, your insurer notifies the state and your license is suspended.
How Much Does It Cost?
The SR-22 filing fee itself is typically $15-$50. However, DUI drivers are classified as "high-risk," which dramatically increases premiums — typically 2x to 3x your previous rate.
How Long Do You Need It?
Most states require SR-22 for 3 years. Minnesota requires 6 years. Missouri requires 5 years. Some states like Virginia use FR-44 instead of SR-22.
States That Don't Require SR-22
A few states don't use SR-22: Delaware, Kentucky, Minnesota (uses SR-22 equivalent), New Mexico, New York, North Carolina, Oklahoma, and Pennsylvania.